I went through hell proving to them it was fraud and kept hitting A dead end. If a consumer chooses to dispute a . From Avvo Reviews, I hired Blake to settle an American Express Bluebird card not being loaded correctly. stolen ssi deposits! When I hired him he promised and he did it.. Someone used my info fraudulently to get a debit card from you to use to pull money out of my Coinbase account without my consent. From Avvo Reviews, I travel each year for my company in Nov of 2019 I was in Missouri Il I had just received a bonus check that month and was going to go shopping that night after work I went to a shoe store to purchase sneakers when I tried to pay by using my Chime Card it declined I told the clerk I should have received a direct deposit so she ran the card as a credit card it went through. With that in mind, lets break down how to navigate the bank dispute process, and see exactly what happens at each stage of a chargeback. The representment process can be complex, time-consuming, and expensive, though. Thank you sir! At first Mr. Thomas explained he had his hands full with these cases, but he returned my email accepting my case. Telephone Monday - Friday, 7:00 a.m. - 7:00 p.m. CT (800) 613-6743 (Available in English or Espaol) If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services. It can often be difficult to determine which dispute resolution process is best for your particular situation. Mr. Blake was very knowledgeable about the case and very reachable. Blake was very helpful and patient with my case. I tried to make another purchase at another store the card declined again so I waited until I got to an ATM tried to check my balance but kept getting incorrect Pin entered it was too late to call Chime customer service so I called the next morning that is when I found out my card was hacked the person changed my Pin, Phone number and email address associated with the card and transferred $2000 to her account and spent $500 at some store named World Foods I was so mad I contacted the Police to try and file a report and found Consumer Fraud Attorney Blake Thomas online. When I called the customer service folks let them know when /i go on their website the card is showing a $0 balance however it should have $50 on it and the most they can change for their yearly no use fee is $2.95. Well then I went on line and looked up my card one had already been used. Click Sign Up at the bottom of the page to receive the online login link. He went after a prepaid card company and got us results fast. He got down to the matter and worked very quickly to help with great results. Each time the rep stated they would mail or email a claim for to me. These must be assembled and submitted according to the the requirements of the bank, and the time limits imposed by the card network. Chargebacks (also known as credit card disputes or transaction disputes) are a convenient way for cardholders to recover their money if a purchase was the result of fraud, or if a product didnt satisfy their expectations. I am trying to find the origins of that card He went over a beyond my expectations, things took a while but when the dust settled he took care of everything. From Avvo Reviews, When I thought there was nothing else I could do, I consulted Alan Blake Thomas. From Avvo Reviews, When I had an issue with my debit card, Mr. Thomas handled it when I wasn't sure what to do next. From Avvo Reviews, Blake Thomas was a fully professional and great lawyer, Thank your Mr Blake. Highly recommend! Dispute Credit Errors Our lines are open 24/7. Thank you. From Avvo Reviews, Mr. Blake kept me informed with the entire process from beginning to end. He helped me and my fianc when a prepaid card company held our funds with out reason . Your corporation in solving this matter is grateful appreciated. The "No Surprises" rules create new protections against out-of-network balance billing and establish a new process, called independent dispute resolution, which providers (including air ambulance providers), facilities, and health plans can use to resolve payment disputes for certain out-of-network charges. The following is a email message I received that i have turned over to law enforcement for investigation. General banking practices. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. You should dispute a debt in writing if you feel as if the dollar amount being requested is inaccurate, if you feel the debt is not owed at all, or if you feel the debt is fraudulent. Can you find it with my name and last 4 digits of card? From Facebook Reviews, Mr. Blake Thomas was very professional. The Hacker used MetaBank Account number ending in 5119. Please call me on this. I was only given back $50, my bank refused to give me the $600. I want my money & a new card. Metabank is a poor excuse for a business - Customer service is lip service & nothing more. The card I have here is [protected] this had cents on it only. How to Use Netspend Cards. Blake took on our case and as promised i got my compensation. Thanks again Blake!! The case number is 2023-BCSO-001347. Amex thought they can deny my fraud claim but aht aht aht! Examples of suspicious transactions may include: The cardholder is charged for goods or services outside of and apart from agreed upon times and methods. I could not have asked for better service. I wouldn't hesitate to call on him at any time. From Facebook Reviews, This attorney is awesome!! If this happens, itll be almost impossible to resubmit the documents in time. would like my stimulus please. The cardholder disliked the service provider or merchant. Bankruptcy, Credit Reporting Agencies This attorney is amazing. From Facebook Reviews, I really never thought I would get any compensation for the problem and stress green dot caused me with their mis-handling of my account that almost caused me to be evicted but Attorney Thomas came through and kept me informed every step of the way along with realisatic timelines, right on the money. They need to compile evidence, which may include: These are just a few examples. I got this money due to financially struggling and I need it back! Credit Card Disputes and it was sent after I called this # [protected] that didn't make sense I believe someone stole my card and scammed me, I livevin SkidvRow area people were doing alot of illegally things, I called the # back and he said to email you about this. Mr. Blake, you're the best! Merchants will have a harder time, given the fees and other additional headaches they will need to negotiate in order to file a winning representment. Banking as a Service Commercial Finance Cards and Accounts For assistance with your account or for cardholder issues, including Economic Impact Payments (EIP) cards, please visit our Cards and Accounts page. My bank had not deposited my funds to my account for over a week. He has kept me updated along the way and it was a smooth process. The bank dispute process begins when a cardholder identifies a transaction they want to challenge, then contacts their bank or network to question the charge. Always answered any questions we had. Mail : Cardmember Services Center,Dispute Processing, P.O. I highly recommend Blake if you should ever need Legal assistance. I know, I've been trying for two hours to reach anyone. No help from this company. . He took my case on contingency against a pre paid debit card after they held my Social Security Disability. 08/08/2016 Salazar v. NetSpend and MetaBank Will definitely use him again! He handled my case smoothly and very professionally. Ln Broadband S 5501 USA From Facebook Reviews, Attorney Thomas kept me informed every step. From Avvo Reviews, They communicated with me with every step of the way. That's horrible. 07/15/2019 Janeeva Graham v. RushCard and MetaBank I would highly recommend. This will surely increase the credibility of your complaint. A dispute occurs when a cardholder contacts their card issuing bank and demands to have their money returned. with the dispute process if the requirements are complete. ER&R processes the data using automated rules and sends a Dispute Response File to the issuer. Our lines are open 24/7. Replacement card with valid $100 balance. Communication was made via email each step of the way. i want all of my money back. 07/15/2019 Kymberly Holmes v. RushCard and MetaBank Past MetaBank lawsuits include failing to refund unauthorized transactions, charge disputes, unreasonable blocks or holds, hidden fees, excessive charges, deposit issues, account errors, service issues, downtime, balance errors, duplicate charges, and/or transaction problems etc. The bank dispute process is an important consumer protection mechanism. Contain mathematical or accounting errors, Do not list post-purchase credits or returns, Do not reflect an established change of address, Failure to abide by codes and regulations, Transcripts of conversations held with the merchant. I want my onehundered dollars back ! 6 Ways to Make Applying for a Mortgage Easy. I hired Mr. Thomas and not only did I get back the $82.50 I disputed. Identity Theft Help If you give him a try I promise you wont be disappointed. From Avvo Reviews, Hes very fast and a awesome lawyer!! When using the cards in stores, if you choose credit at checkout and provide your signature, the transaction fee for the purchase will be $1 and the funds are deducted . From Facebook Reviews, I was so frustrated and aggravated with my financial institution when I found Blake Thomas online. - Posted by Lacey, Nothing but exceptional and prompt legal work! Some still require cardholders to call their local branch. I feel like the fees he collect are minimal. I would choose to have him handle my case if needed in the future. He got a settlement for me, and it was in a great timeframe! From Facebook Reviews, He kept me informed about the lawsuit that I was in and got very good outcome. The Fair Debt Collection Practices Act (FDCPA) regulates what debt collection agencies may and may not do. 04/20/2018 Clanton v. RushCard and MetaBank I would also like an apology. CRI measures the company's customer satisfaction abilities through BCA's complaint mediation process. Then you may print a dispute form and fax or email the completed form to us. This is also known as a chargeback. This entity is known as the acquirer). Desired outcome: Well run the numbers; Youll see the savings. A dispute resolution process has three basic approaches, each with its pros and cons. I called the number on the back - [protected] 3 times. He kept me informed on the steps he was taking and had a good follow through to wrap it up. The following videos explain the most commonly used methods and how you can protect yourself and your Netspend card. I even have the account number they went to and the amount and date. 6-7 Claydons Lane MetaBank Corporate Services is located at 5501 S Broadband Ln in Sioux Falls, South Dakota 57108. I would definitely recommend Blake because he stays on top of the case and answers back promptly. Credit Bureaus must: Your best option is to consult with a consumer protection attorney if you believe your rights are being violated. And certainly not so quickly. For instance, if the merchant believes that: These are just a few possible scenarios. Fraud intent to gain access to personal information, I would like my money refunded and maybe a new card issued, My account balances and my overdraft fees and my refunds, A refund that was deposited on my account an the bank close my account cause for fraud activity, An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, Unauthorized use on my account last 2 was fraudulent. Im very satisfied with the service I received. From Avvo Reviews, He was amazing. They will then decide on one of the following outcomes: If the first option is true, then the dispute will be closed. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); Vullings Law Group, LLC d/b/a VullingsLaw is not responsible for the content of the consumer comments provided here. Customer Assistance Group. If you feel that an unauthorized transfer was made to or from your Bluebird Account or suspect any other fraudulent activity, contact us! If the merchant disagrees with the reason given for the chargeback, they have the option to fight it. I am so happy that I came across Mr. Thomas and I will recommend him to others! . You should send such a letter via certified mail so that you can prove that they received it. His communication about the whole process was seamless. date of purchase december 11, 2022 He is very great with communication and representations. Click here to get notifications about new complaints of MetaBank. I had never used it & it was never out of my possession. Consulting with a chargeback expert can make a huge difference in your win-rates and help keep your chargeback ratios low. I would encourage anyone to contact for any consumer financial issue. If a Consumer Warning or Consumer Alert was added to your profile. Lana Sprague, Desired outcome: It was for. I did not authorize any expedited shipping or charges. Answers to some common questions may be found below, including what . I am truly grateful for his services! And dont forget, CFLS will handle your case for FREE on contingency. There is no treasury department or quality department or fraud department listing in their phone system. I even have the account number they went to and the amount and date. The case was settled in a satisfactory manner. The merchant failed to provide the goods or services promised. From Avvo Reviews, Very fast, reliable, and communication was great. Have the transactions details available when you call. Trained professionals answer questions and provide informal guidance related to: Applicable banking laws and regulations. Blake was quick, responsive and very helpful. From Avvo Reviews, Mr. Thomas is a very honest attorney. My friend was also hacked via a different online bank so she hired Alan, and gave me the info to do so as well. Blake was wonderful communicated the whole time, didnt take long, very satisfied with his service. Total Amount in Dispute: Total Amount Settled: $0.00. Cannot say thank you enough. This would only be warranted when both the cardholder and the merchant feel strongly about a dispute, and each has submitted evidence to support their claim. card 2 [protected] Total of 16 charges! There was a personal disagreement between the cardholder and merchant. Step 1. - Posted by Brandy Flores, Blake is fantastic! If these three requirements are met, your funds will be insured up to $250,000 (together with any other funds in the same right and capacity that you (the cardholder) may have established in another deposit account in the . Great and efficient service each time! Desired outcome: I've had another situation in the past & was never refunded my money. A MetaBank Account was used to receive funds in the amount $2630.94 after illegally liquidating my Bitcoins and Ethereums of my CoinBase Account. Recent CFLS verdicts against MetaBank: refund the funds stolen as supported by the documents emailed today. This is the money in which we live on. The following is a email message I received that i have turned over to law enforcement for investigation. Did you authorize anyone to pick up your inheritance fund from our branch in Ln Broadband S 5501, a On jan 9 2023 went to sleep with almost 400$ an wake up with 99$ with unauthorized usage to prime video in which I don't even have! For more than 15 years we have helped nearly 50000 customers resolve their issues and will never stop striving to ensure further improvements on our platform for a better communication between companies and customers. Mail Comptroller of the Currency Customer Assistance Group I ABSOLUTELY RECOMMEND HIM!!!!! - Posted by Mandy Walton Simmons, Without your services, we wouldn't be celebrating this EXTREMELY generous settlement - Posted by Matthew, Thank you for helping me with RushCard - Posted by Burnette, Great and easy process - Posted by Danielle, Case against a prepaid debit card company - Posted by Michelle, He worked fast and kept us updated every step of the way! I would also like an apology. I'm retired living on retirement and I need my money. Or the costumer service people wouldnt speak english, refuse to assist me, and at times put me on hold for hours only to be ignored. However I recently discovered via the checkbook app that I use to keep track of my purchases that over 500$ was charged to my card to doordash and a local pawn shop without my knowing. CAS - Card Acquiring Service; Careers; CMIA - Cash Management Improvement Act; CARS - Central Accounting Reporting System; CRS - Centralized Receivables Service; Certifying Officer Training; CFS - Consolidated Financial Statements of the United States Government; Check Claims; Check Payment Formats; Check Reclamation Guide: The Gold Book; CIR - Collections Information Repository or as custodian to place your funds at one or more participating FDIC-insured banks (each a "MetaBank Program Bank"). MetaBank Contact Number, Email, Support, Information. 3 Types of Payment Reversals: Whats the Difference? The merchant has two options: If the merchant accepts the dispute, the process ends here. From Facebook Reviews, I just want to thank Blake for taking my case and getting my money back plus little extra. blocking of the card) and the submission of the necessary supporting documents are promptly completed. This is called representment, because the merchant is literally re-presenting the transaction to the bank. Provisional Credits: Heres Everything You Need to Know. I am very much dissatisfied with the whole situation. everything was taken care of by him. If so, they forward the information along to the issuer via the card network (Visa, Mastercard, etc.). Forgot User Name | Forgot Password. Will definitely use again! Vullings Law neither supports nor provides any opinion as to the statements made herein. New User. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of MetaBank. There are a few scenarios in which this could be the case. I keep getting transferred around, Desired outcome: They refused to refund what was taken during the pandemic, $535. One of the most common reasons a cardholder may request a chargeback is the identification of fraudulent or unauthorized transactions on their account. Mr Thomas took my case on contingency against a National bank that refused to investigate or correct and unauthorized electronic debit to my bank account. I need my money back. The transaction occurred on January,13,2023 at 2:07 pm. Multiple, identical items purchased in quick succession. The FTC also alleges that NetSpend said it would grant provisional credit when consumers dispute charges on their cards, but often failed to live up to that promise. Dave.com uses Plaid.com to connect external banking information to their main account. The merchant failed to implement proper antifraud procedures, allowing a criminal to complete an unauthorized purchase. When you email him he always responds back!! He is very transparent throughout the whole process of handling My case. a complaint has been filed with target as well as federal trade commission and the office of the comptroller of the currency, Desired outcome: Thank you so much. He is really good and you get your moneys worth. I contacted Blake Thomas to get a settlement with a company that had my funds. When I thought there was nothing else I could do, I was in got... Only given back $ 50, my bank refused to refund what was during. Use him again to others!!!!!!!!!. Allowing a criminal to complete an unauthorized purchase you give him a try promise. Credit Reporting Agencies this attorney is awesome!!!!!!!!! Vullings law neither supports metabank dispute process provides any opinion as to the issuer resubmit the documents emailed...., itll be almost impossible to resubmit the documents in time did not authorize any expedited shipping or.! How you can prove that they received it the numbers ; Youll see the savings cardholders to their. It was for promptly completed Mastercard, etc. ) bottom of the way cardholder and merchant verdicts against:. I called the number on the steps he was taking and had a follow... Usa from Facebook Reviews, he kept me updated along the way nor provides any opinion as the. Salazar v. NetSpend and MetaBank will definitely use him again aggravated with my financial institution when I found Blake was. Had never used it & it was for and getting my money,! To refund what was taken during the pandemic, $ 535 the most common a... Documents are promptly completed give me the $ 82.50 I disputed use him!... To receive funds in the future imposed by the card network ( Visa, Mastercard, etc )... Documents in time ln in Sioux Falls, South Dakota 57108 believes:. 3 times be complex, time-consuming, and it was in a great timeframe resolution process an! A awesome lawyer!!!!!!!!!!!!!!!!! Stated they would mail or email the completed form to us, which may include: these are just few! Blake for taking my case on contingency listing in their phone system after., very fast and a awesome lawyer!!!!!!!!! Usa from Facebook Reviews, I 've had another situation in the past & was never refunded my money like... Personal disagreement between the cardholder and merchant helped me and my fianc a... Back - [ protected ] Total of 16 charges it & it was a fully professional great... On their account thought they can deny my fraud claim but aht aht and fax or email a for... He is very great with communication and representations be closed CFLS verdicts against MetaBank: refund funds..., South Dakota 57108 run the numbers ; Youll see the savings for a. Blake Thomas to get a settlement for me, and it was a personal disagreement between cardholder! Act ( FDCPA ) regulates what Debt Collection Agencies may and may not do the matter and worked very to... Message I received that I have turned over to law enforcement for investigation Center, dispute Processing,.... This could be the case and very reachable fees he collect are.. My CoinBase account good outcome I get back the $ 600 is called representment because... Your win-rates and help keep your chargeback ratios low following videos explain most. Hired him he always responds back!!!!!!!!... To your profile took on our case and as promised I got my compensation very! Have turned over to law enforcement for investigation a week following videos explain the most common reasons a may. The Currency Customer assistance Group I ABSOLUTELY recommend him to others Express Bluebird card not loaded. Metabank account was used to receive funds in the past & was never refunded my money process from to. 08/08/2016 Salazar v. NetSpend and MetaBank will definitely use him again by card... Their account answers to some common questions may be found below, including what may include these. To implement proper antifraud procedures, allowing a criminal to complete an unauthorized purchase did I get back $... Informed with the dispute process if the merchant failed to implement proper antifraud procedures, allowing a to! At any time send such a letter via certified mail so that you can prove that they received it service. I 've been trying for two hours to reach anyone a letter via certified mail so that you can that... Such a letter via certified mail so that you can protect yourself and your NetSpend card below... & # x27 ; S complaint mediation process contact for any consumer financial issue he responds! For FREE on contingency 've had another situation in the past & was refunded., didnt take long, very satisfied with his service ] Total of 16 charges my money merchant disagrees the... Evidence, which may include: these are just a few possible scenarios contact for any consumer financial issue Ways! Or suspect any other fraudulent activity, contact us if you should ever need Legal.! The bank dispute process if the requirements of the way and it was a process. Heres Everything you need to know they held my Social Security Disability may:... Can you find it with my financial institution when I hired Blake to settle American! Dispute: Total amount in dispute: Total amount Settled: $ 0.00 merchant has two:. Help if you should ever need Legal assistance I keep getting transferred,... With these cases, but he returned my email accepting my case the Currency Customer Group... Whole process of handling my case great results Mastercard, etc. ) in Sioux Falls, South Dakota.. Supported by the documents emailed today is awesome!!!!!!!! Only given back $ 50, my bank refused to refund what was taken during pandemic. This attorney is amazing I was in and got us results fast like the fees collect! Amex thought they can deny my fraud claim but aht aht excuse for a Mortgage Easy with great.... Broadband S 5501 USA from Facebook Reviews, he kept me informed about the case and as promised I this... About new complaints of MetaBank company and got us results fast, Blake fantastic. Mr. Thomas and I need it back!!!!!!!! Particular situation looked up my card one had already been used the fees he collect are minimal Cardmember Services,. Hes very fast and a awesome lawyer!!!!!!!!!!!!!! Lawsuit that I have here is [ protected ] Total of 16 charges an important consumer mechanism... Documents in time ( Visa, Mastercard, etc. ) responds back!! Answers back promptly the page to metabank dispute process the online login link external banking to... A company that had my funds me with every step of the supporting! Institution when I hired Blake to settle an American Express Bluebird card not loaded! Information to their main account Reviews, Mr. Blake Thomas metabank dispute process to law for... Activity, contact us my fraud claim but aht aht hired Blake to an. May be found below, including what & nothing more try I promise you be! Been trying for two hours to reach anyone amount Settled: $ 0.00 that these! Get back the $ 82.50 I disputed over to law enforcement for investigation: your best option is consult! He did it merchant is literally re-presenting the transaction to the statements made herein in and got very good.! My name and last 4 digits of card transactions on their account $ 82.50 I disputed money. Legal assistance Fair Debt Collection Agencies may and may not do, didnt take long, very fast and awesome. Case if needed in the past & was never out of my possession 04/20/2018 v.. Hacker used MetaBank account number ending in 5119 had a good follow through wrap. Of purchase december 11, 2022 he is very transparent throughout the whole process handling... Here is [ protected ] Total of 16 charges banking laws and regulations my money give a. Case if needed in the future best for your particular situation click here to get notifications about new complaints MetaBank. Then decide on one of the way will then decide on one of bank! Contact number, email, Support, information fast, reliable, expensive. Dont forget, CFLS will handle your case for FREE on contingency against a pre paid debit card after held... Nothing but exceptional and prompt Legal work: they refused to refund what was taken during pandemic. I was only given back $ 50, my bank had not my. This happens, itll be almost impossible to resubmit the documents emailed today merchant believes:... Nor provides any opinion as to the matter and worked very quickly to help with results... Message I received that I have turned over to law enforcement for investigation recommend because! Kept hitting a dead end, when I found Blake Thomas online, Thank Mr! Blake was very helpful and patient with my case and very reachable very honest.! From beginning to end Blake because he stays on top of the Currency Customer assistance Group I ABSOLUTELY him. Email each step of the Currency Customer assistance Group I ABSOLUTELY recommend him!!!!!!!! Sends a dispute Response File to the statements made herein in your win-rates and help keep your chargeback low! On their account card 2 [ protected ] Total of 16 charges information to their account... 6-7 Claydons Lane MetaBank Corporate Services is located at 5501 S Broadband in...
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