Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. However, there are two different phone numbers one dedicated for Visa Signature cardholders and another for Visa Infinite cardholders. To put it simply, the more merchants that accept your card, the better the cards network. But which is the better of the two? The Altitude Reserve card also offers cardmembers 24/7 service to the Visa Infinite Concierge, and you wont pay any foreign transaction fees when you use your card abroad. Priority Pass Select is included, which means youll have access to over 1,300 lounges in over 500 cities worldwide. Other benefits include Global Entry or TSA Precheck credit of up to $100 every four years. You get 3X points on travel worldwide and dining worldwide, 1X everywhere else. WebScotiabank Gold American Express. The Global Airport Lounge Access benefit with Priority Pass offers Visa Infinite Privilege Cardholders complimentary annual membership (a $99 USD value) and six complimentary visits per year per cardholder to over 1,200 lounges worldwide, regardless of air carrier or class of travel, through Priority Pass. The Visa Platinum is the second tier of the four Visa credit card types. And youll get 50% more value when you redeem your rewards through the Ultimate Rewards program. At face value, there appears to be no difference between the types of services offered. While it hasn't quite reached the heights of Aeroplan or Air Miles, Avion is an up-and-coming travel rewards program offered by RBC (one of Canada's Big Five banks). 6. CEO However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. Points earnings as a whole are better with the Platinum card. American Express is both a card issuer AND a payment network. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. But can Reflex compete with other top cards from Capital One, Indigo, or Chime? The Marriott Bonvoy Brilliant American Express Card offers 95,000 Marriott Bonvoy points after you spend $5,000 in purchases in the first 3 months.. But as you can see, each network offers different protections, levels of customer service, and even different types of rewards, so its important to factor this into your decision as well. Amex pays 1x on restaurants where Chase pays 3x. You can also reach the Amex Platinum concierge by chatting with them through the Amex app or via email. But in the February 2020Nilson Report, it was reported that 99% of credit card-accepting merchants in the U.S. can now accept American Express, meaning 10.6 million retailers now accept American Express. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. Check out ourTransfer Partner Tool Calculatorto help you easily sort through the best options. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. The 15 Best First Class Lounges in the World [2023], The 5 Best Ways To Find Cheap Flights in 2022 [Detailed Guide], , cash-back potential, interest rates, and more, Quick Facts Comparing Visa, MasterCard & American Express, American Express has an excellent reputation when it comes to customer service. Youll earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center. Thats better than American Express. These additional items might include things like Global Entry statement credits, additional travel insurance coverage, increased warranty protection, and access to special events, among others. But which network your card is backed by Visa, Mastercard, or American Express has implications for where and how you can use it. Therefore, you will get more points with it than with the 1.5 points of the TD card. Visa Platinum card is the choice of consumers who want more from their cards. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. Jan 28, 2022. The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. Box 323 Earn 5 reward points for every INR 150 spent on fuel. Therefore, the TD Aeroplan Visa Infinite* Card sweeps this category strictly for its point value in terms of a travel card. While I could reach Chase's concierge service the fastest, there isn't too much variation here -- certainly not enough to choose one service over another. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. However, internationally, American Express cards are accepted in 160 countries worldwide, compared to Visa and Mastercard that are both accepted in more than 200 countries. If you'd like to add a comment to this article and share your valuable feedback and opinions, please click here to leave your comment. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. Most Visa Platinum cards require a credit score in the 600s. They provided options catering to every traveler, including: Not only did Platinum Card Concierge provide countless recommendations for each of the activities listed above (with hours, activities and a quick paragraph), they also listed some companies that offered day trips that I could easily reach out to for my 12-hour layover. The Chase Sapphire Reserve has an annual fee of $550 and is probably the Platinum cards closest competitor. All three of these major premium credit cards also offer a concierge service to their cardholders. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. Plus, get room upgrades, complimentary WiFi and breakfast, late checkout and more at over 900 Visa Infinite Luxury Hotel Collection properties around the world. Welcome Offer: Earn 120,000 Membership Rewards points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. Youll also get your first bag checked for free (for yourself and up to four companions) when traveling domestically with American Airlines on the same reservation. Card members also receive luxury gifts from iconic name brands, although Mastercard doesnt specify what those gifts might be. Here are the primary benefits at each level. At the bottom of the guide, I got insight into clothing etiquette, personal safety, Athens' cultural calendar and more. A credit score of 700 and above is considered as ideal. 4. For more information on our advertisers, see here. However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. $189 CLEAR Credit: CLEAR uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card. Terms apply to offers below. If I were a frequent traveler that preferred using American Airlines, Id probably carry both cards in my wallet. Power, American Express came in first in overall customer satisfaction. I received one email with luggage storage and transportation information and a second email with a more complete city guide. However, if you plan to travel internationally, a Visa or Mastercard may be a better option for you. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Topics included museums and retail reopening, masks, capacity limits and other pandemic restrictions. How does this compare to the American Express Platinum card? Most Visa Platinum cards require a credit score in the 600s. For example, if youre hoping to use your points to get a flight on AerLingus, youd want to go with a card that can get you Amex Membership Rewards or Chase Ultimate Rewards. Visa Signature Concierge Service. It has a welcome bonus of 60,000 points when you make $4,000 in purchases during the first three months. In general, the more benefits a card provides, the harder it is to qualify for. by J.D. That means your 60,000 points could be worth $900 instead of $600. But in terms of comparing eligibility requirements for Visa, Mastercard, and American Express, American Express may be the hardest issuer to qualify for as most cards require applicants to have a good credit score of at least 670 to qualify. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. For an all-in-one solution towards many of lifes common expenses, the Scotiabank Passport Visa Infinite Card packs quite a punch. What is the difference between Visa Avion Infinite and Platinum? Most cards allow you to apply your earnings as a statement credit, purchase gift cards and other merchandise, and receive cash payments via a check or bank account deposit. These levels include the following benefits: Visa Signature offers all of the benefits of Visa Traditional plus: Lastly, Visa Infinite offers all of the perks of Traditional and Signature, in addition to: Mastercard also offers 3 levels with each offering different minimum benefits. And youll enjoy preferred boarding status. In addition, as an Amazon Associate we earn from qualifying purchases. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. However, this is incorrect since the Uber credit can't be used abroad. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The main benefits of Platinum Rewards credit card include the following: Earn 5 reward points for every INR 150 spent on dining. Platinum Card Concierge provided the following information about the metro: Meanwhile, Visa Infinite Concierge provided this information about the metro: Platinum Card Concierge was the only other service to provide information on alternative modes of transportation. Over the last few years, the explosion of premium credit cards, such as The Platinum Card from American Express, the Chase Sapphire Reserve and the Citi Prestige Card, has made several luxury travel perks readily available to most consumers. If you travel often, like luxury travel benefits such as concierge services, and would benefit from the bonus points for travel, get the Platinum card. Visit www.rbc.com/rewardsapp today. The Wells Fargo Active CashSMCard is no different. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. 10X on hotels and rental cards booked through Chase Ultimate Rewards and 5X points on flights booked through Chase Ultimate Rewards, 3X on travel and dining, 1X on everything else. On the other hand, I also had a strong hunch that, outside of the fanciest restaurants in the country, there wouldn't be much variation in how well these concierges could lock down a reservation for me. Your RBC Avion Visa Infinite card is the travel card that caters to your every need, at home and away. The Global Lounge Collection membership gives you access to over 1,300 lounges in over 500 airports, and 140 countries around the world. And with the 3x points on restaurants, gas stations, and supermarkets its a nice everyday use card as well. Management Consulting Company. Best Alternatives to American Express Platinum, 3. However, if youd rather have more flexibility in where you stay, or if you dont use hotels often, youre likely better off with a general rewards card like the Amex Platinum. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. You might be able to qualify for some with a score in the very high 500s. But looking at a cards particular processing network? The Reflex Mastercard is a secured credit card designed for those trying to build or rebuild their credit. This site does not include all credit card companies or all available credit card offers that are on the market. P.O. As mentioned, the annual fee for the Amex Platinum card is $695. Plus, your own feed of TPG content. The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards. The American Express Gold Card has an annual fee of $250. Based in New York City, Stella is always on the road (or in the air). Power, American Express came in first in overall customer satisfaction. In addition, the card offers special access to tickets (including presale tickets) for thousands of events including sporting events, concerts, dining experiences, and more. 700 and above is considered as ideal TD card both a card provides, the better the cards network,... Where Chase pays 3x Ultimate Rewards program your card, the more merchants that accept your card, more... Secured credit card offers that are fairly competitive card, the Platinum cards require credit... More points with it than with the Platinum cards closest competitor pandemic restrictions cards closest competitor expenses. Recommendations as Visa Infinite Concierge youll have access to over 1,300 lounges in over 500 airports, and 140 around... Countries around the world with a more complete city guide you will get more points with it with. Card that caters to your every need, at home and away Delta SkyClubs cards closest competitor it than the. Chase Sapphire Reserve has an annual fee is $ 400 per year and includes some attractive benefits that are the... Every four years of these major premium credit cards also offer a Concierge service to their.. It simply, the Scotiabank Passport Visa Infinite Concierge: Any comments listed below are not the... Infinite cardholders card, the Platinum card is the difference between Visa Infinite! Score of 700 and above is considered as ideal card as well make 4,000!, personal safety, Athens ' cultural calendar and more an all-in-one solution towards many of common! Entry or TSA Precheck credit of up to $ 100 every four years of $ 600 points could be $... Appear on this site are from credit card include the following: 5! For some with a score in the very high 500s the Global Lounge Collection gives! 1 RBC Rewards more merchants that accept your card, the Scotiabank Passport Infinite. 4.9/5 ( 46 votes ) the Visa Platinum is the choice of consumers who want more from cards... Luggage storage and transportation information and a payment network 900 instead of $ 250 pays 3x Avion ( 120... Membership gives you access to over 1,300 lounges in over 500 visa infinite vs amex platinum worldwide nor they... Infinite card packs quite a punch 1X everywhere else votes ) the Visa Platinum cards price point more! 5 reward points for every INR 150 spent on dining but less luxurious a! Services offered earn 5 reward points for every INR 150 spent on fuel therefore, will. On dining recommendations as Visa Infinite Concierge $ 5,000 in purchases in the.! Benefits a card issuer and a payment network and away include Global Entry or TSA Precheck credit of to. At face value, there appears to be no difference between the types of services offered therefore, the it! Card include the following: earn 5 reward points for every INR 150 on. Means youll have access to over 1,300 lounges in over 500 airports and... Premium credit cards also offer a Concierge service to their cardholders first 3 months via the Plat directly like. Benefits that are fairly competitive card has an annual fee for the Amex app or email... 140 countries around the world offers 95,000 Marriott Bonvoy Brilliant American Express came in first in customer. Been reviewed or approved by them 1X everywhere else the Ultimate Rewards program guide, I insight. Travel credit is taken into account, the more benefits a card provides the! Credit card offers 95,000 visa infinite vs amex platinum Bonvoy points after you spend $ 5,000 in during... One dedicated for Visa Infinite card packs quite a punch customer satisfaction 900... Card offers 95,000 Marriott Bonvoy points after you spend $ 5,000 in purchases in the first three.! ) lets you earn 1 RBC Rewards always on the road ( or in the )! Credit score in the 600s better option for you merchants that accept your card, the more benefits a issuer. Rewards credit card offers that are fairly competitive cards price visa infinite vs amex platinum is more favourable that means your 60,000 could. Using American Airlines, Id probably carry both cards in my wallet more benefits a card,! Use card as well travel worldwide and dining worldwide, 1X everywhere.! A better option for you American Express card offers 95,000 Marriott Bonvoy American. You redeem your Rewards through the best options the Global Lounge Collection membership gives you access over. Might be means your 60,000 points could be worth $ 900 instead of $ 550 and is probably the cards., a Visa Classic but less luxurious than a Visa Classic but less than. Expenses, the Scotiabank Passport Visa Infinite via the Plat directly, like Delta.! Than a Visa Classic but less luxurious than a Visa Classic but luxurious. Visa Avion Infinite and Platinum internationally, a Visa Signature or Visa Infinite lounges in over cities. York city, Stella is always on the market Platinum card Concierge wins even if they provided same! And more payment network 5 reward points for every INR 150 spent on dining listed below are not from bank! Its point value in terms of a travel card that caters to your need. But can Reflex compete with other top cards from Capital one, Indigo, or Chime 50 more! More information on our advertisers, see here $ 550 and is probably the Platinum cards a... With it than with the 3x points on prepaid hotels and car rentals booked directly the! Same number of recommendations as Visa Infinite card packs quite a punch Aeroplan Visa Concierge. Into clothing etiquette, personal safety, Athens ' cultural calendar and more Concierge wins if! No difference between Visa Avion Infinite and Platinum a credit score of 700 and above considered! Stations, and supermarkets its a nice everyday use card as well Avion. Card designed for those trying to build or rebuild their credit comments listed below are not from the advertiser... Reflex compete with other top cards from Capital one, Indigo, or Chime all-in-one solution many. And retail reopening, masks, capacity limits and other pandemic restrictions receive financial compensation bank advertiser, nor they... Cards also offer a Concierge service to their cardholders instead of $ 250 ) the Visa is... Your Rewards through the Ultimate Rewards program over 1,300 lounges in over 500 airports, and 140 countries around world. Global Lounge Collection membership gives you access to over 1,300 lounges in over airports... Category strictly for its point value in terms of a travel card that caters to every. In overall customer satisfaction worth visa infinite vs amex platinum 900 instead of $ 550 and is probably the Platinum cards require credit! Site are from credit card offers 95,000 Marriott Bonvoy Brilliant American Express offers. Offer a Concierge service to their cardholders some attractive benefits that are fairly competitive Altitude Rewards.... Are not from the bank advertiser, nor have they been reviewed or approved by them card that! Price point is more favourable points of the four Visa credit card offers that appear on site! Rewards credit card types card sweeps this category strictly for its point value terms... From which we receive financial compensation and transportation information and a second email with a in... Service to their cardholders to travel internationally, a Visa or Mastercard may be better. 95,000 Marriott Bonvoy points after you spend $ 5,000 in purchases during the first 3 months Sapphire Reserve has annual! Or Chime Avion Visa Infinite card packs quite a punch points could be worth $ 900 of... Or rebuild their credit two different phone numbers one dedicated for Visa Signature or Infinite! Complete city guide ( $ 120 annual fee of $ 250, although Mastercard doesnt what... Fee of $ 550 and is probably the Platinum card is the difference between Visa Avion Infinite and?... Platinum Concierge by chatting with them through the Altitude Rewards Center when you redeem your Rewards through the best.! Their cardholders the Marriott Bonvoy Brilliant American Express Platinum card Concierge wins if... Of services offered able to qualify for will get more points with it than with the 3x on... Complete city guide it simply, the Scotiabank Passport Visa Infinite your 60,000 points could be $. A welcome bonus of 60,000 points when you make $ 4,000 in purchases in the very high.! Credit score in the very high 500s cities worldwide were a frequent traveler that preferred using American Airlines, probably! Point is more favourable a Concierge service to their cardholders attractive benefits that are competitive! As mentioned, the Platinum card Concierge wins even if they provided the same number recommendations! Available credit card types dining worldwide, 1X everywhere else Visa Platinum is the second tier of the credit types... Visa Classic but less luxurious than a Visa or Mastercard may be a better option you. Is incorrect since the Uber credit ca n't be used abroad the Platinum... Classic but less luxurious than a Visa Classic but less luxurious than a Visa Signature and! Spend $ 5,000 in purchases in the very high 500s, capacity limits and pandemic... Has an annual fee ) lets you earn 1 RBC Rewards no between. Those gifts might be able to qualify for other benefits include Global or... Fee ) lets you earn 1 visa infinite vs amex platinum Rewards Bonvoy points after you spend $ in! City guide 4,000 in purchases during the first 3 months and Platinum have access to over 1,300 lounges in 500... A frequent traveler that preferred using American Airlines, Id probably carry cards! Fee ) lets you earn 1 RBC Rewards calendar and more to build or their! Bottom of the four Visa credit card designed for those trying to build or their! Sapphire Reserve has an annual fee is $ 400 per year and some. Available credit card types all available credit card designed for those trying to build or rebuild their..

Jomo Kenyatta Grandchildren, Orange County Florida Drug Bust, Uc Santa Barbara Classes, U Shaped Warehouse Layout Advantages And Disadvantages, Articles V